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Insurance Blog

Do I Need To Insure My Boat During The Winter When I’m Not Using It?

If you own a boat, you are not alone if you are wondering why you need boat insurance year round when you are only using your boat in the warmer months. In fact, some boat owners cancel their boat insurance after every boating season to save on premiums. However, this can actually be more costly in the long run. The following are some good reasons...

Check your air pressure before leaving on your cool weather rides

How much do you think about the tires on your motorcycle? How about the correct level of tire inflation? If the answer is "not often," you'll want to reconsider. Let's discuss why. Motorcycle tires connect us to the road Whether you're accelerating, cornering, or braking, safe motorcycle riding relies on two small contact patches where the tires meet the road. Tires are among the most...

What Does My Renters Insurance Cover?

If you are renting a home or apartment, it is important to have renters insurance. Although there is no legal requirement that you carry renters insurance, it may be required by your landlord under the terms of your lease. It helps protect both you and your landlord by ensuring that, if something happens on the premises, either the landlord’s insurance or your renters insurance will...

How cargo weight can make a difference in your motorcycle riding experience

Does Gross Vehicle Weight Rating (GVWR) mean anything to you as a motorcycle rider? It should, since it’s one of the most important specifications about your motorcycle that you should be aware of before you ride. It’s especially critical when you start packing for a long-distance tour. Why is GVWR important? By understanding your bike’s GVWR, you know how much you can carry without risking...

A year after a hurricane strikes, motorcycle riders return to Florida to rally and help with recovery

Motorcycle riders are a hardy bunch of people—no climate-controlled cabin for us. We encounter the forces of nature straight on. Whether it’s wind, rain, or extreme temperatures, we ride for the pure joy of thundering down the road. Even stormy weather forecasts for the rally we’re riding to won’t deter us from enjoying the fun and camaraderie—unless the forecast is for a Category 5 hurricane....