When Do My Kids Need Their Own Car Insurance Policy?
Posted: January 1, 2020
When Do My Kids Need Their Own Car Insurance Policy?Eventually, the time comes for chicks to leave the nest. When children leave home, it often goes through several phases. Kids turn 18, graduate from high school, and may go off to college, but their parents are still providing support in many ways. At what age does a child need his or her own auto insurance policy? That depends on where your child is living...
Will My Homeowners Insurance Cover Damage To My Yard?
Posted: December 16, 2019
Will My Homeowners Insurance Cover Damage To My Yard?Each homeowners insurance policy is different. Our friendly agent will be happy to review your policy with you to help ensure you have the coverage you need. Generally, homeowners insurance covers a broad range of potential damages that includes the dwelling itself and other structures on the property, such as a fence, shed, or driveway. The following can give you an idea of what is...
Driving with a named driver auto policy in Texas? The new year means new changes are heading your way.
Posted: December 13, 2019
Driving with a named driver auto policy in Texas? The new year means new changes are heading your way.If you currently hold a named driver auto insurance policy in Texas, changes are coming down the road in 2020. Effective January 1, named driver policies will be prohibited in Texas by House Bill 259. What’s a named driver policy? A named driver policy provides auto coverage to drivers listed on the policy—but doesn’t provide coverage for household members who aren’t named. If a vehicle...
You’ve put your motorcycle away for winter. But should you also park your bike insurance?
Posted: December 3, 2019
You’ve put your motorcycle away for winter. But should you also park your bike insurance?As winter weather tightens its grip across the nation, motorcycle riders reluctantly acknowledge their bikes won't see the road again until spring. Some consider, during cold-weather months, they might save a little money if they cancel their insurance and get a new policy in the spring. But it may not be worth it. We take a look at the savings versus the risks of not...
Do I Need To Insure My Boat During The Winter When I’m Not Using It?
Posted: December 1, 2019
Do I Need To Insure My Boat During The Winter When I’m Not Using It?If you own a boat, you are not alone if you are wondering why you need boat insurance year round when you are only using your boat in the warmer months. In fact, some boat owners cancel their boat insurance after every boating season to save on premiums. However, this can actually be more costly in the long run. The following are some good reasons...